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Judgment
Recovery Network Privacy Policy
This policy will let
you know:
- What personally identifiable information is collected from you
- What cookies
are and how they are used
- Who is collecting
the information
- How the information
is used
- With whom
the information may be shared
- What choices
are available to you regarding collection, use and distribution of
your information
- How you can
access, update or delete your information
- What security
procedures are in place to protect the loss, misuse or alteration
of the information
- What else
you should know about your online privacy
Questions regarding this policy should be directed to:
Judgment Recovery Network
Attn:
Customer Support
PO Box 5128
Oroville, CA 95966
Tel: (800) 543-3303
Email: support@judgmentrecovery.net
1. What personally
identifiable information is collected from you?
JRN collects information
in a variety of ways from different parts of the Service.
Some information is
gathered when you register. During registration, JRN asks for your email
address, postal mailing address and county of residence. While only this
information is required to use the Service, the more information that
you provide (and the more accurate it is), the better we are able to customize
your experience. In addition, when the service is used, we retain your
IP address for some period of time.
From time to time,
we may ask you for personal information, including (but not limited to)
when you take advantage of a service sponsored or offered by JRN. If you
contact JRN, we may keep a record of that correspondence. JRN also occasionally
asks users to complete surveys that we use for research purposes. All
other information gathered is optional and is used to publish your member
profile for other members of the judgment enforcement community and potential
client referrals to know more about you, and to better target the advertising
to your interests.
2. What are cookies
and how are they used?
JRN uses cookies to
store and sometimes track information about you, measure the effectiveness
of banner advertising and analyze site activity. A cookie is a small amount
of data that is sent to your browser from a web server and stored on your
computer. Cookies are used to:
- remind us of who you are and to access your account information
on our computers;
- estimate our number of members;
- determine what members view and how much time they spend using the
Service;
- assist in new service development and promotions;
- measure traffic patterns and the use of individual services
3. Who is collecting
the information?
When you are on JRN
and are asked for personal information by JRN, you are sharing that information
with JRN alone, unless it is specifically stated otherwise. Please be
aware that JRN advertisers or web sites that have links on our site may
collect personally identifiable information about you. The information
practices of those web sites are not covered by this privacy statement.
In addition, moderators and other group members may also be able to access
certain information that you provide to them (e.g. your email address
and content that you post). JRN is not in a position to monitor or control
any particular moderator's or group member's use of that content.
If you are using a
privately-labeled Service for a Not-for-Profit Organization to which you
are a member, board members, committee chairs and other designated appointees
of the Not-for-Profit Organization may have access to your information
and utilize it according to their own policies.
4. How is the information
used?
JRN primary goal in
collecting personal information is to provide you, the member, with a
customized experience. By knowing a little bit about you, JRN is able
to deliver more relevant advertisements and content and, hence, better
service to you.
In our role of delivering
targeted advertisements, JRN plays the role of middleman. Advertisers
give us an advertisement and tell us the type of audience they wish to
reach, such as certain geographic regions, industry affiliation of the
user and other factors. JRN takes the advertisement and displays it to
members meeting that criteria. This way the advertiser never has access
to individual account information. This kind of advertisement targeting
is also done with certain email communications. You will only receive
these special offers if you have indicated in your registration with JRN
that you would like to receive them. You can change your account preferences
at any time.
JRN also does research
on our member's demographics, interests and behavior based on the information
provided to us upon registration, from our server logs or from surveys.
We do this to better understand our users. This research is compiled and
analyzed on an aggregated basis. JRN may share this aggregated data with
advertisers or business partners.
5. With whom may
the information be shared?
As a general rule,
JRN will not disclose any of your personally identifiable information
except when we have your permission or under special circumstances, such
as when we believe in good faith that the law requires it. From time to
time, JRN may use third parties to collect or distribute information to
you and other members. JRN will protect confidentiality of that information,
and not allow such third parties to use that information other than in
connection with the provisions of the Service. JRN may preserve Content
and may disclose Content to any third party if required to do so by law
or in good faith belief that such preservation or disclosure is necessary
to:
(a) comply with legal process
(b) enforce the Terms of Service
(c) respond to
claims that any Content violated the rights of third parties
(d) protect
the rights, property, or personal safety of JRN, its members and the
public
6. What are the
choices available to you regarding collection, use and distribution of
your information?
JRN may, from time
to time, send you email regarding our products and services. In addition,
if you indicated upon registration or later that you are interested in
receiving offers or information from JRN and its partners, we or our partners
may occasionally send you direct mail about products and services that
we believe may be of interest to you. If you do not wish to receive these
mailings, simply tell us when you give us your personal account information
or edit your account information to indicate that you no longer wish to
receive such offers and mailings.
You also have choices
regarding cookies. By modifying your browser preferences, you have the
choice to accept all cookies, to be notified when a cookie is set or to
reject all cookies. If you choose to reject all cookies, you will be unable
to use the parts of the JRN service that required registration in order
to participate.
JRN does not sell
or rent user information to anyone. We will notify you at the time of
data collection or transfer if your data will be shared with a third party
and you will always have the option of not permitting the transfer. If
you do not wish to allow your data to be shared, you can choose not to
use a particular service or not to participate in certain promotions or
contests.
7. How can you
access, update or delete your information?
You may change any
or all of your information by editing your member profile (you must sign
in first). If you have forgotten your password, you may request a new
password. For all other problems signing in, please see the sign in section
of our Help Center. You can choose to have your account and email address
eliminated from our databases entirely by contacting customer support
at support@judgmentrecovery.net.
8. What security
procedures are in place to protect the loss, misuse or alteration of the
information?
Your account information
is password protected so that only you have access to this personal information.
We recommend that you do not divulge your password to anyone. Remember
to log off your computer or close your browser window when you have finished
your work to ensure that others cannot access your personal information
and correspondence.
Unfortunately, no
data transmission over the Internet can be guaranteed to be 100% secure.
As a result, while we strive to protect your personal information, JRN
cannot ensure or warrant the security of any information you transmit
to us or from our online products or services, and you do so at your own
risk. Once we receive your transmission, we make our best efforts to ensure
its security on our systems.
9. What else should
I know about my privacy?
Please note that whenever
you voluntarily disclose personal information online, including in your
correspondence within your individual groups, that information can be
collected and used by others. In short, if you disclose personal information
online that is accessible to others, you may receive unsolicited messages
from other parties in return.
Ultimately, you are
solely responsible for maintaining the secrecy of your passwords and any
information about yourself. Please be careful and responsible whenever
you are online.
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